Wednesday, 8 October 2014

Gaji RM2,500 cukup jika diurus baik

Gambar hiasan

KUALA LUMPUR - Gaji permulaan RM2,500, yang diterima oleh siswazah yang baru memasuki alam pekerjaan, adalah mencukupi jika mengamalkan pengurusan wang yang bijak selain tabiat 'mengukur baju di badan sendiri'.

Pakar ekonomi dan pengurusan kewangan berkata purata gaji permulaan itu adalah munasabah memandangkan mereka tidak mempunyai kemahiran dan pihak majikan 'mengambil risiko' dengan menggaji mereka.

Ketua Jabatan Pendidikan Kewangan Agensi Kaunseling dan Pengurusan Kredit (AKPK), Mohd Adnan Anan Abdullah berkata, isu gaji bergantung kepada individu dan mereka yang boros tidak akan merasakan cukup meskipun angka yang diterima setiap bulan itu besar.

"Cukup atau tidak gaji bergantung kepada profil individu. Di Kuala Lumpur, mungkin sukar jika sering makan di luar kerana sehari pun, dalam tidak sedar boleh mencecah RM30.00, belum lagi jika ada tabiat seperti merokok", katanya semasa dihubungi Bernama di sini.

Selain itu, beliau berkata, mereka yang baru memasuki alam pekerjaan tidak seharusnya tergesa-gesa membeli kereta sedangkan kewangan masih belum kukuh.

"Memiliki kereta sendiri pada usia muda memang 'cool' tetapi perlu ingat bahawa kereta datang dengan pakej minyak, tol dan parking selain bayaran penyelenggaraan serta cukai dan insurans tahunan yang agak tinggi", katanya.

Tinjauan ke atas pencari kerja atas talian "Jobstreet" baru-baru ini mendapati mereka yang baru menerima ijazah berpendapat purata RM2,500 adalah tidak mencukupi dan 77 peratus daripada 2,062 responden menyatakan tidak berpeluang menabung selepas berbelanja untuk kepentingan asas.

Sementara 60 peratus responden menjangkakan gaji pekerjaan pertama sebanyak RM3,500, sebanyak 30 peratus menjangkakan RM6,500 manakala 66 peratus majikan memaklumkan kesediaan menawarkan gaji antara RM2,500-RM2,800 bergantung kepada kelayakan.

Mohd Adnan seterusnya menyanggah kenyataan gaji RM2,500 tidak mencukupi untuk menabung memandangkan petua kewangan menyatakan 'seseorang yang menyimpan 10 peratus daripada gaji setiap bulan menuju ke laluan yang tepat'.

"Petua itu macam mudah, tetapi memerlukan disiplin kuat dan disarankan disimpan secara terus, sama ada dalam amanah saham atau bank berbeza, kerana menjadi tabiat untuk kita mudah berbelanja, selagi ada 'balance' dalam bank", katanya. - Bernama

Bodies found near Mexico town where 43 students vanished


IGUALA DE LA INDEPENDENCIA: Authorities unearthed on Saturday unmarked graves containing a number of bodies on the outskirts of a southern Mexico town where 43 students disappeared after a deadly police shooting last week.

Inaky Blanco, chief prosecutor for the violence-plagued state of Guerrero, told reporters "pits with bone remains" had been found outside Iguala, 200 kilometers (125 miles) south of Mexico City.

"It's hard to be sure that it's the missing students because we must conduct expert tests and find similarities with the people being searched," a state police agent at the scene told AFP on condition of anonymity.

The graves were in rough terrain in a hillside community that is part of the Iguala municipality. Police kept reporters far from the site.

The 43 students disappeared last weekend after Iguala municipal officers shot at buses that the group had seized to return to their teacher training college near the state capital Chilpancingo.

Three students were killed. Another three people died when police and suspected gang members shot at another bus carrying football players on the outskirts of town.

Witnesses told AFP that the officers took away several students in patrol cars after the shooting. One witness said he saw 30 to 40 people taken away.

The officers are suspected of having links to criminal gangs, raising fears about the students' fate in a country where drug cartels often bury their victims in mass graves.

Around 30 bodies were found in mass graves in Iguala alone this year.

Another police official said the pits on the outskirts of Iguala were found thanks to an anonymous phone tip.

"We are very worried. The families are very anxious," said Vidulfo Rosales, a human rights lawyer representing relatives of the missing.

Authorities have detained 22 Iguala officers over the shootings and issued arrest warrants for the town's mayor and security chief, both of whom have disappeared.

The United Nations has urged Mexican authorities to conduct an "effective and diligent" search for the missing, calling the case "one of the most terrible events of recent times."

Dozens of police officers, soldiers and investigators were deployed to the area after the graves were found.

Guerrero is one of the most violent states in Mexico, with gangs known as "Guerreros Unidos" and "Los Rojos" engaged in bloody turf wars. - AFP